Board of Directors





Board of Directors


Norm Winters: Norm Winters has been in the banking and finance industry for over 35 years. He has worked for such companies as GE Capital, Chemical Business Credit (affiliate of Chemical Bank of New York), First Interstate Bank and other major institutions. Mr. Winters has a varied financial background having done large leveraged leases, asset based lending, mergers and acquisitions and USDA government guaranteed lending. He brings a unique skill set to the Board of Directors in that he has worked quite extensively with start up companies and understands the dynamic of risk and reward. Mr. Winters sits on the board of the National Rural Lenders Association that works for better cooperation between the USDA and lenders throughout the United States.





Dan Gregory, P.L.S.: Board Chairman
Dan Gregory has had a diverse 36 year career path which has included management positions in marketing and sales, real estate finance, land development/management in both public and private sectors, and he currently practices in the geospatial sciences. He is a Geomatics Engineer holding an active license as a Professional Land Surveyor in the State of California with a B.S. degree in Surveying Engineering. Mr. Gregory has served on numerous boards and as Chairman of the Northern California Section of the American Congress on Surveying and Mapping. He has been published in several professional publications and received numerous awards for his work as a Geomatics Engineer serving as a subject matter expert for the Board for Professional Engineers, Land Surveyors & Geologists, and has provided expert witness testimony in support of wild land fire investigations. Mr. Gregory brings a balanced and practical analytical view to the Board of Directors with a history of problem solving and consensus building to accomplish company objectives.





Steve Finger: Chief Executive Officer
Steve Finger has over 35 years of experience in sales and marketing. His marketing endeavors have encompassed items and services that range from telecommunications to nutrition. Among his endeavors he devised a way to market fashion watches at convenience stores which ordinarily did not carry such items. His company developed over 700 accounts in 5 states in one year. In 1996 Steve Finger co-founded International Teamworks, Inc. with his brother Stuart which in turn gathered over 150,000 customers. In 2009 Steve formed Good News Roofing in the Austin Texas area with his son Ian and the company was completely debt free in 90 days also earning an A+ rating with the Better Business Bureau. In 2013 Steve and Ian sold the company for a sizeable profit and the company has flourished by continuing to utilize a unique marketing plan developed by Steve Finger. Since 1986, throughout his career in different fields, Steve has enjoyed a full time income mostly on a part time basis in the field of Network Marketing. From a business point of view this has always been the most rewarding because of the opportunity it has afforded him to help others earn substantial incomes. Among his accomplishments, nothing is more precious to Steve than his deep faith and his family. Steve has been married for 35 years, is the father of 3 children and has 10 grandchildren.





CTFO Corporate | 1300 Oliver Rd Ste 200 Fairfield, CA 94534
(707) 449-4567

CTFO Limited | Company Number: 11416910 | 72 High Street, Haslemere, Surrey, United Kingdom, GU27 2LA



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